Legal Aid

of Middle Tennessee and Cumberlands

This website is designed to help you if you owe money to a company.


What kinds of things might I owe money for?

  1. If you didn't pay back all your credit card bills
  2. If you had a car repossessed
  3. If you owe money for medical bills
  4. If you bought something and didn't pay it all back
  5. For private student loans. This website only applies to private student loans. If you owe student loans you got from the federal government, you should visit this website for more information

You will be asked several questions that will help us give you the best information for your situation. This website can give you information if:

  1. Bill collectors are calling you
  2. You are worried about being sued
  3. You have been sued and have to go to court
  4. You have already been to court and lost
This information cannot take the place of advice from a lawyer. Each case is different and needs individual legal advice.
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